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Our Firm

Merchant Relief Council (MRC) is a firm run by former bank executives and lawyers with one simple goal: to bring transparency and simplicity to credit card processing for all merchants. MRC is neither a processor nor an ISO (Independent Sales Organization) but represents the merchant's best interest. Processors and banks represent the interests of their stockholders; the MORE the merchant pays, the better… that's their job. MRC represents the merchant's interest; the LESS you pay, the better… that's our job. We call this, the simple difference.

Credit card interchange is one of the most complex industries to understand. Most that think they understand it really don't. It's not a job for just one to comprehend, but needs a knowledgeable team. Our team of experts is led by our Managing Partner, a former executive of one of the largest bank processors in the country. He has worked with over 50 of the Fortune 500 companies who have sought his advice on how to lower their merchant processing costs, and is known as one of the leading Industry Experts.

MRC works with the merchant's current provider to obtain a fair price removing any padded fees and to provide a transparent bill that is clear and concise, adding thousands back to the bottom line of even the smallest merchants. MRC then monitors the merchant's statements monthly to make sure their processor does not start adding the fees back in once the audit is over. If the merchant's current provider is not willing to comply, MRC will seek a new provider that follows its requirement and meets the merchant's approval.

Until now, merchants had to turn to their banks and processors for suggestions on how they could lower their fees. The problem of course, is that by asking those banks and processors, the merchant is essentially asking the bank to cut their very own profits! Banks don't cut their profits… they just find new ways of billing (hiding) to recapture them.

Before Merchant Relief Council, merchants did not have a choice, but today they do! MRC fights to protect the rights of all merchants by protecting their profits. And while MRC cannot force Congress to regulate the standards so that all merchants receive fair, accurate, and legitimate billing, MRC can make it happen one merchant at a time.


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©2009 MRC Merchant Relief Council  I  14181 Yorba Street, Suite 100  I  Tustin, CA 92780  I  Phone: 1-800 MRC-1292  I  Fax: 1-800-MRC-0392
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